Discounts By Design. Non-Insurance benefits that work for you.


What are the benefits of a discount plan?
Membership to discount plans provides you with convenient services and access to a network of professionals that agree to charge a discounted rate for their professional services. These discounted rates will vary by your location. All discounts are applied at the time of service.
Do I have to file a claim?
No, this is not insurance so you will not have to fill out any claim forms or paperwork. The providers will discount their services at the time of your visit and you pay the discounted price at the time of service.
What should I expect once I register?
You will be registered for the discount program you selected. Your membership booklet and cards will be mailed to you in 7 to 10 business days. Should you need service sooner contact our office.
Is there a waiting period to use the discount?
No, this is not insurance so there are no waiting periods. As soon as you receive your member number you will have access to your discount services.
Are there any health restrictions?
No. This is not insurance and there are no health restrictions. Your discount is given at the time of service.
Who is included in my household?
You, your spouse and dependent children. Parents in the household over age 60 and any other IRS dependents are eligible to use the discount plan you purchased.
I already have insurance so how will this work in conjunction with my existing plans?
While a discount plan does not pay or reimburse for health care expenses it will save you money on the medical and/or dental expenses that are not covered by your insurance carrier. If you have a limited benefit plan of any type you will benefit by using your discount card on those medical expenses.
What if I am traveling or moving to another state?
You can use your discount plan in most of the United States. There are certain restrictions in some states based on discount plan selections. Please feel free to call us toll free and we will provide you with the closest providers in your area.


This program is NOT insurance coverage, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CRM 5.00. It contains a 30-day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. For a complete list of disclosures, click here. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475.


Not available to UT, VT or WA residents.